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Work Place Pensions Auto Enrolement

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The introduction of auto-enrolment in October 2012 represents a fundamental and radical change to the UK workplace pensions landscape.
 
Auto-enrolment is being phased in over a period of four years starting with the largest employers. This will mean every employer will have to “auto-enrol” eligible jobholders into a workplace pension scheme and pay contributions at minimum specified levels.

This is a major issue for all employers and especially for those who have large groups of employees not currently covered by a pension scheme. The issues arising are also significant for those employers who already provide pension arrangements for most of their staff as they may not be auto-enrolment compliant.

The exact requirements of the legislation are complex and detailed. However, non-compliance will result  in fines being imposed by the authorities.

Forward planning is essential and we recommend that all employers start preparing as soon as  possible. Optima Financial can help you navigate your way through the auto-enrolment challenge via one  of three ways:


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